“David is a great local guy with his finger on the pulse of local businesses and the community. We share a lot of philosophies of doing the right thing for your customers and the community. Let me explain. When many of our clients at WORKGROUP PAYROLL couldn’t get PPP money because their big national banks were either not writing loans or put their focus on large national customers, David and FLAGLER BANK stepped up! He supported my clients in the evenings and the weekends getting them approved by the SBA and funded so they could continue their operations in our community. He is Professional, Personable and Proficient at what he does. He is the PPP master! The real difference between any of the national banks and Flagler Bank is that David Lumbert and his fellow co-workers care!”