North Palm Beach
(561) 841-3868
West Palm Beach
(561) 432-2122
Lost/stolen VISA® check cards
(800) 472-3272

Certificates of Deposit and IRA

 

Rates effective as of  September 14, 2017

 

Account Type      APY***    Interest Rate
7-31 day .25% .25%
30-90 day .25% .25%
91 day .50% .50%
6 month .65% .65%
12 month†† 1.10% 1.10%
18 month 1.15% 1.15%
24 month†† 1.25% 1.25%
30 month 1.25% 1.25%
36 month†† 1.45% 1.44%
48 month†† 1.45% 1.44%
60 month†† 1.50% 1.49%

$500 Minimum (Also applies to Business Certificates of Deposit)

  • Choose the desired term and earn a competitive rate of interest
  • Certificates are issued in amounts of $500.00 or more
  • Flexible maturities are available from 7 days up to 60 months
  • Our certificates compound interest daily and can pay monthly, quarterly, semi-annually or annually. Interest may be deposited directly to your Flagler Bank account, added to the principal of the CD or paid by check.

Call (561) 432-2122 for IRA rates

***APY = Annual Percentage Yield

**Early Withdrawal Penalties – A penalty may be imposed for withdrawals before maturity. If your account has an original maturity of less than one year but greater than 31 days, the penalty we may impose will equal three month’s interest on the amount withdrawn, subject to penalty. If your account has an original maturity of one year or greater, the penalty we may impose will equal six month’s interest on the amount withdrawn, subject to penalty.

†† IRA CD available for this term.